A cash flow forecast estimates future cash receipts and payments. It places amounts in the period when money is expected to move, then calculates the running balance. British Business Bank recommends planning across the cash flow cycle and updating the forecast as better information becomes available. Source: British Business Bank: Cash flow forecasts

Build the forecast around due dates

Start with an agreed opening balance. Add expected deposits, balances and commission receipts, then planned supplier payments, refunds and running costs. Keep uncertain amounts clearly labelled so the team can distinguish confirmed commitments from estimates.

Try a slower collection scenario

Move an expected receipt to a later date and include a plausible refund payment. Compare the resulting balance with the original forecast. This is a useful planning exercise because it shows which weeks need attention if the expected payment pattern changes.

Written and updated by Travelgenix. Sources checked on 19 October 2026. Practical advice and examples are Travelgenix editorial guidance.